The program is very simple and easy to use. Whenever you want to factor invoices, you send them to Marathon Financial by FAX. Marathon Financial advances between 70% and 90% against these invoices by sending you a check via Federal Express or wire transfer (Within 24-48 hours). Upon collection from your customer when the invoice is due, Marathon Financial retains the amount originally advanced plus a nominal fee, and returns the balance to you.

Factoring is not a loan. There is no debt repayment, no compromise to your balance sheet, no long-term agreements or delays associated with other methods of raising capital. Factoring allows you to use your own hard earned assets to create cash for the growth needs of your company today.

The money is cash without borrowing. Funds are available immediately upon presentation of invoices and backup documentation. You don't need to go to the bank and re-negotiate a loan every time you need money. The amount of cash available is directly related to your monthly sales volume. Bookkeeping is simplified and factoring your receivables keeps you from being both the supplier and the collector. Factoring your receivables will save you time and increase your ability to service more clients.