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A smooth, continual cash flow is imperative to
the survival of your construction
business. Unfortunately, your cash flow is
based on how promptly your customers pay their bills. If you've
got payables due next week but your receivables aren't due
in for 30 days this can create a real 'cash flow' problem.
Many other types of businesses have long had the option
of "factoring" their
receivables and this option is now finally available
to the construction industry.
How does it work?
When you "factor your receivables" we pay you up
to 70% against the full value of your invoice. Once the invoice
is collected, we give you the balance of the invoice funds,
less a factoring fee. Funds from the invoice can be paid to
you in as little as two days.
It's a tantalizing thought, being
able to collect on your invoices in two days time... Imagine
the strides you could
make with your company if your receivables were available to
you within two days after you submit your invoice(s)!
How can Marathon Financial help you?
We understand commercial construction and have financial
We understand your construction cash flow challenges. Without
strong cash flow you may have trouble covering payroll, or
not have enough cash to take materials discounts, and your
larger jobs can easily use up all of your available
specialize in both commercial general and sub contractors
With Marathon Financial, you finally have a choice. You
can use accounts receivable factoring to get the cash you
need without creating any debt. Account receivable factoring
gives your construction business a powerful financial tool.
Receivables Factoring can help you to have:
Top Quality Workers
With Marathon you never
have to worry about losing your best workers because you
can't pay them. If you're short for payroll just run one
in to Marathon and get cash for payroll in two days time!
More profit on each job
Suppliers prize customers that pay their bills on time. Often
times your supplier will even give you a better discount
on your purchases when you're a good payer. Lower material
equals higher profits.
Grow Your Business
With top quality workers on the job and suppliers at your
beck and call, you'll become #1 in your field. With the reputation
of being #1 comes more work! But you're okay because you
a steady cash flow, top quality workers and great discounts
from your suppliers.
Afford the best tools for the job
Next time that tool you need goes on sale,
YOU can BUY it! Sell an invoice to Marathon and you can pay
for the tool in CASH!
Get a good night's sleep!
There's good things and there's bad things about being in
business for yourself. By far one of the worst things is
insomnia that can develop when your cash flow is limited
or uneven. Knowing that you can collect
on your receivables (within two days of invoicing
if need be) can really help you to relax and focus on your
program is very simple and easy to use.
First we ask you to fill out
an application which we will review, and respond to, within
one to two working days from the time we receive it. Once accepted,
we will ask you to sign a Master Purchasing and Security Agreement.
Next, just submit an invoice you'd like to sell us, with proper
documentation, and we will purchase your invoice. Marathon
Financial then will send a cash advance of up to 70% of the
value of the invoice. A check is generally sent to you via
(Within 24-48 hours).
from your customer when the invoice is due, Marathon Financial
the amount originally advanced plus a nominal fee, and returns
the balance to you.
There are no minimum "quotas" to fill
You don't have to factor all of your invoices, you can pick
and choose and do it as often or as seldom as you wish. Some
subcontractors do it on a weekly basis, some on a monthly basis
and others only occasionally.
You don't have to commit to any type of schedule, there
are no minimum requirements to fill and you are the one to
when and how often you "sell" your invoices.
Click here to
request more information.